There is another consideration, for you to take into account, bearing in mind the Corona virus is likely to cause a massive recession. You may not be able to easily find employment. You may have to start your own business and build it up from scratch, if you want to work. If you already have the computing skills, you may be in a good position to work from home, thus earning some money and avoiding the corona virus :) who knows you might even become rich, :) or bankrupt :(